The first picture is the template which I created and the second is the result.Yellow is from Bride's side and the maroon is from my side.Upcoming goals interms of savings are Rs 10 lakhs ( Age 25 ) and Rs 20 lakhs ( Age 30 ). So no credit card debt.My mutual fund portfolio is close to 1 Lakh which involves Mid-Cap and ELSS fund.I invest heavily through medium of VPF towards the Employee Provident Fund and have accumulated close to 1 lakh there as well.My stock portfolio is 1.75 lakhs with an approach towards long term where 65% allocation is in ITC Ltd for dividend income and all the dividend income will be reinvested in buying the same stock.I try to save 50% of my monthly income which are diversified in the above mentioned funds along with Rs 10,000 sent to mom every month for her PPF account.I have side hustles like trading, blogging, goal based financial planner and writing reviews on Financial Instruments from which the income generated will be pushed into Stocks.I have developed one more side hustle when I was getting married as we wanted an out of the box wedding card so I decided to make it on my own. The biggest trap they like to fall into is no-cost EMI option.My net-worth right now :I use credit card to earn points ( 10200 ) and pay back every month before the statement genrates in full. I have seen many of my friends who joined in my batch making the same statement where they want to Buy a Bike or iPhone instead of buying a mutual fund. Participation to group insurance is voluntary.I am 23 right now and working in the IT industry since the last 2 years. Thank you for visiting Cover arranged by Axis Bank for its customers under Digit Illness Group Insurance Policy (UIN GODHLGP20142V011920). Any actions taken or obligations created voluntarily by the person(s) accessing such web sites shall be directly between such person and the owner of such websites and Axis Bank shall not be responsible directly or indirectly for such action so taken. The use of such websites would be subject to the terms and conditions of usage as stipulated in such websites and would take precedence over the terms and conditions of usage of in case of conflict between them.
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